Worldwide adoption of cell phones is on the rise. The accessibility and affordability of ever more powerful smartphones means that cell phones are no longer a luxury product. But you can make a smart decision by shopping for the right phone and plan to fit your budget. As Matthew Amster-Burton tells us in this post… Read More
Better Money Habits Courses
Have you heard of KhanAcademy? Founded in 2006 by Salman Khan, the company makes hundreds of courses available for free online, on topics which range from history to calculus. And recently, they partnered with Bank of America to create a portal of courses on personal finance subjects which they called “Better Money Habits”. Whether you’re… Read More
Credit cards for Young People (as reported by Jennifer Waters on MarketWatch.com)
It is a popular thought that young people + credit cards = danger. After the financial collapse, Congress passed a number of laws meant to help the financial state of our country, including limiting credit card companies from signing up people under the age of 18 without a cosigner. But a recent study by researchers… Read More
Don’t Forget Your Finances at year End! (as reported by Deborah Jacobs via forbes.com)
It’s now the peak of the holiday season and that means family, celebrations and giving. This is also a time to reflect on the last year, review our own finances, and plan for the year ahead. For instance; if you have set up 529 college savings accounts, 2013 contributions will need to be completed by… Read More
Don’t Wait to Invest (as reported by Trent Hamm on TheSimpleDollar.com)
A reason many people give for not investing is not knowing what to invest in–they fear making the wrong decision, getting in at the wrong time, losing their money or not making as much as they possibly can. That kind of stalling is something best avoided, according to Trent Hamm, the right time to invest… Read More
Setting Goals for your Personal Finance (as reported by Trent Hamm on TheSimpleDollar.com)
A good strategy for learning and practicing healthy habits is to start with the end in mind. And that goes for personal finance as well. In this article on The Simple Dollar, Trent Hamm talks about envisioning the time in your life that you’re working towards. How old will you be? What will you want… Read More
Investing for beginners (as reported by Stephanie Halligan on quizzle.com)
We’ve posted a number of times recently about the fear that many young people today have when it comes to investing. Still very distrustful of the stock market five years after the financial collapse surrounding mortgages and the housing market, many people are hesitant. But investing early is critical to building wealth over time. So… Read More
Four Retirement Tips for Millenials (as reported by Jessica Sommerfield on Moneyning.com)
One of the most important skills to learn for anyone looking to sure up their finances is how to start planning for retirement. Current trends show that young adults are worried less about retirement, because they are too focused on current fiscal needs. But retirement needs to be high on the priority list, no matter… Read More
Choosing a Degree for Potential Earnings (as reported by Chris Nichols on Finance.Yahoo.Com)
The number of Americans earning college degrees continues to rise to levels never before seen. But not every college degree is equal, especially when you compare the potential earnings one can expect to make from one degree to another. NPR recently published a report that examines the highest, and lowest paying degrees for both Bachelors… Read More
Where to Turn for a Financial Check-Up
Most of us understand the importance of routine car maintenance and yearly health check-ups; why is choosing a Financial Adviser to review the health of our retirement portfolio something that makes us so uncomfortable? For starters, how are we to know if the person dispensing advice truly has our best interests in mind? And then… Read More