Blog

Smart Education (as reported by Richard Barrington on fivecentnickel.com)

We’ve all heard the saying that an investment in your education is the best investment you can ever make. But even an investment in education needs to be well thought out, especially in a time of rising student loan debt and high unemployment among recent graduates. Not all degrees are created equal, and nothing can… Read More

College Students and Credit Cards

Credit cards and available credit can be tempting, we all know this.  How should college students, often new to credit, choose what they charge on credit?  Greg Meyer shares some tips on his blog, creditunionguy.blogspot.com.  He advises only charging emergency expenses or something that could be considered an asset; necessary car repair or possibly books… Read More

Is Financial Aid Working? (as reported by Jon Marcus on money.cnn.com)

For a variety of reasons, some perhaps still unknown, more financial aid for education has been going to children of families who don’t need it rather than the poorer families who can’t afford college without it. As the Obama administration once again begins to address income inequality and its relation to education, it is becoming… Read More

Better Emergency Funds (as reported by Mandi Woodruff on finance.yahoo.com)

Saving money in case of emergencies is a good idea, there is no arguing with that. People lose their jobs, houses need repairing, health bills must get paid. But how you save for emergencies is a topic worth some debate. Because most people to date would consider the best way to save for emergencies is… Read More

Don’t Overpay Your Taxes (as reported by Sean Williams on fool.com)

If you work a job where you get a paycheck, your taxes are likely taken out of your paycheck automatically. The amount of the withholdings is based on your W-4. But it may not be the right amount. If you end up getting a tax refund every year, it means that you are overpaying your… Read More

The Rule of 752 (as reported by Credit.com on blog.mint.com)

You first goal in building wealth should always be to earn more than you spend. In order to do that, most people look to cut expenses. It’s natural to first look at your bigger costs, but don’t ignore those smaller and more frequent expenses. The Rule of 752 can help you pay closer attention to… Read More

Every Job In America (as reported by Quoctrung Bui at NPR’s Planet Money Blog)

Economists estimate that there are approximately 137 million jobs in the United States. How are they distributed?  It’s clear that over the past decades America has moved from a focus on goods production to a largely service industry.  Planet Money has charted this detail from U.S. government’s monthly jobs report to illustrate the size (in… Read More