Afraid that marrying the wrong person could negatively impact your credit score? Well, it can and it can’t. As Emily Guy Birken explains, your credit score is yours and yours alone. When you get married, your credit score and your spouse’s credit score are not directly affected. However, that does not mean that your finances are completely safe. If you and your spouse decide to open a joint account or jointly apply for a loan, then your finances will be linked. And if your spouse is not financially reliable, then you could end up paying for their mistakes. For the full explanation, click here.